Card Payment System Back Up Processing For Failed Real Time Payment

Card Payment System Back Up Processing For Failed Real Time Payment System Transaction

Abstract: A real-time payment system transaction is initiated to settle a purchase of goods or services. An indication is received that the real-time payment system transaction failed. In response to the indication, the purchase of goods or services is settled via a settlement system associated with a payment card account system.

Patent Information

Application #

Filing Date

06 January 2026

Publication Number

03/2026

Publication Type

INA

Invention Field

COMPUTER SCIENCE

Status

Email

Parent Application

Applicants

MASTERCARD INTERNATIONAL INCORPORATED

2000 PURCHASE STREET, PURCHASE, NEW YORK 10577, UNITED STATES OF AMERICA

Inventors

1. SINGH, Irina

300 Mamaroneck Avenue, Unit 632, White Plains, NY 10605, United States of America

2. MALHOTRA, Sandeep

26 Annjim Drive, Greenwich, CT 06830, United States of America

3. SUBRAMANIAM, Shanthan

54 Travis Road,Baldwin Place, NY 10505,United States of America

Specification

Description:as uploaded , Claims:as uploaded

Documents

Application Documents

#	Name	Date
1	202618001433-STATEMENT OF UNDERTAKING (FORM 3) [06-01-2026(online)].pdf	2026-01-06
2	202618001433-PROOF OF RIGHT [06-01-2026(online)].pdf	2026-01-06
3	202618001433-FORM 1 [06-01-2026(online)].pdf	2026-01-06
4	202618001433-FIGURE OF ABSTRACT [06-01-2026(online)].pdf	2026-01-06
5	202618001433-DRAWINGS [06-01-2026(online)].pdf	2026-01-06
6	202618001433-DECLARATION OF INVENTORSHIP (FORM 5) [06-01-2026(online)].pdf	2026-01-06
7	202618001433-COMPLETE SPECIFICATION [06-01-2026(online)].pdf	2026-01-06
8	202618001433-FORM-26 [07-01-2026(online)].pdf	2026-01-07
9	202618001433-PATENT_APPLICATION_PUBLICATION.pdf	2026-03-16