Systems And Methods For Use In Authentication, Based On Network Details

Abstract: Systems and methods are provided for associating confirmed user (CU) indications to network-initiated transactions. An example method includes receiving network details for a transaction between a user and a first party and storing the network details in a data repository in association with an transaction identifier for the transaction. The method also includes accessing, from the data repository, network details for multiple prior transactions between the user and the first party and comparing the network details for said transaction and the network details for the multiple prior transactions. The method then includes, based on a match between the network details for said transaction and the network details for the multiple prior transactions, appending a confirmed user flag in an authorization message for the transaction, whereby an issuer relies on the confirmed user flag in deciding to approve or decline the transaction.

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