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A System And A Method For Financial Management In Credit Transactions
Abstract: The present invention provides a unique digital secure platform for ensuring financial discipline in non-banking transactions, by digitally coordinating borrowing/buying and lending/selling activities. The digital platform digitally monitors, records, manages and keeps track of all the financial information and financial transactions related to credits/loans management, in nonbanking environment. The digital platform acquires profiles of the users including borrower/ buyer and lenders/sellers, and authenticates them. The digital platform acquires e-consents & ePromises from the authenticated borrower/ buyer and lenders/sellers which are participating in the financial transactions related to credits/loans management. Also, the digital platform monitors and records the credit repayment behavior of the borrower/ buyer in real time, and generates a credit score representing the credit repayment behavior or trustworthiness of the borrower/ buyer.
Notices, Deadlines & Correspondence
Patent Information
Applicants
GAURAV SHARMA
GAURAV KUNDRA
Inventors
1. GAURAV SHARMA
2. GAURAV KUNDRA
Specification
DESC:Attached ,CLAIMS:Attached
Documents
Application Documents
| # | Name | Date |
|---|---|---|
| 1 | 202211065902-STATEMENT OF UNDERTAKING (FORM 3) [17-11-2022(online)].pdf | 2022-11-17 |
| 2 | 202211065902-PROVISIONAL SPECIFICATION [17-11-2022(online)].pdf | 2022-11-17 |
| 3 | 202211065902-FORM 1 [17-11-2022(online)].pdf | 2022-11-17 |
| 4 | 202211065902-DRAWINGS [17-11-2022(online)].pdf | 2022-11-17 |
| 5 | 202211065902-DECLARATION OF INVENTORSHIP (FORM 5) [17-11-2022(online)].pdf | 2022-11-17 |
| 6 | 202211065902-ENDORSEMENT BY INVENTORS [15-02-2023(online)].pdf | 2023-02-15 |
| 7 | 202211065902-DRAWING [15-02-2023(online)].pdf | 2023-02-15 |
| 8 | 202211065902-COMPLETE SPECIFICATION [15-02-2023(online)].pdf | 2023-02-15 |
| 9 | 202211065902-Covering Letter [20-05-2025(online)].pdf | 2025-05-20 |