The present invention relates to the field of the financial transactions
verification and notification system and method. The invention more
particularly relates to a system converting message into audible notification
5 for notifying financial transactions on a user device and method thereof.
BACKGROUND OF THE INVENTION
[002] In today’s era of technology, monetization has paved its way from gold
exchange, currency exchange to online exchange. Many online solutions are
available in market, with marvellous feature, but all lacks an important feature
10 that is instant confirmation in real-time. Many complicated and timeconsuming steps are required by the asset receiver for confirmation of asset
transfer. It wastes time of both payer and receiver, which can be saved by the
method proposed in this paper.
[003] Further, banks have provided with SMS service which send message to
15 asset sender as well as asset receiver. We can use this SMS to trigger our
system to generate a voice notification which can be heard by both sender
and receiver for confirmation of money transfer.
[004] Alternatively, the method and system are used for reducing the risk of
the fake transactions, which further helps in reducing the cost burdens by no
20 need to buy any external device to receive notification about these
transactions.
[005] Hence, there remains a need in the prior art to provide a system
converting message into audible notification for notifying financial transactions
on a user device and method thereof. The proposed system overcomes the
25 problem present in the prior-art and facilitate the user for verification service
3
by his already carrying user device. Therefore, it would be useful and desirable
to have a system, method, apparatus and interface to meet the abovementioned needs.
SUMMARY OF THE PRESENT INVENTION
5 [006] In view of the foregoing disadvantages inherent in the known types of
conventional payment confirmation and notification systems and methods, are
now present in the prior art, the present invention provides a system
converting message into audible notification for notifying financial transactions
on a user device and method thereof, which has all the advantages of the prior
10 art and none of the disadvantages. The system and method are implemented
herein below provide an application that doesn’t required any external audio
device needs to be purchased for getting notified the user about any financial
transaction, rather than the user can simply use his already carrying digital
portable device such as but not limited to, smartphone, tablet, which act as an
15 audio unit to be notified the user through audible notification.
[007] The main aspect of the present invention is to provide a system, in which
the above-mentioned problems are solved, and a method for operating a
general smartphone as an audio notification device through the present
invention developed interface and there is no need to spend money on
20 purchase of any external device.
[008] Another aspect of the present invention, on receiving SMS on the user
device, the system generates a broadcast which is transferred to each
application / interface on the user device, only application / interface with
receiver specified broadcast. The developed interface / application, receives
25 the broadcast, gets active, receive the information, verifies the message
4
sender’s information. It captures the amount, type of transection (credited or
debited) using regular expression from the message and send the above
information to audio generator to generate the audio notification. The audio
generator is text to speech generator, which receive information arrange it and
5 convert to audio in a pre-defined layout.
[009] The proposed system and method is implemented on the processing
unit functioning with the multifunction heat transmission simulator, but not
limited to, the Field Programmable Gate Arrays (FPGAs) and the like, PC,
Microcontroller and with other known processors to have computer algorithms
10 and instruction up gradation for supporting many applications domain where
the aforesaid problems to solution is required.
[010] In this respect, before explaining at least one object of the invention in
detail, it is to be understood that the invention is not limited in its application
to the details of set of rules and to the arrangements of the various models set
15 forth in the following description or illustrated in the drawings. The invention is
capable of other objects and of being practiced and carried out in various
ways, according to the need of that industry. Also, it is to be understood that
the phraseology and terminology employed herein are for the purpose of
description and should not be regarded as limiting.
20 [011] These together with other objects of the invention, along with the various
features of novelty which characterize the invention, are pointed out with
particularity in the disclosure. For a better understanding of the invention, its
operating advantages and the specific objects attained by its uses, reference
should be made to the accompanying drawings and descriptive matter in
25 which there are illustrated preferred embodiments of the invention.
5
BRIEF DESCRIPTION OF THE DRAWINGS
[012] The invention will be better understood and objects other than those set
forth above will become apparent when consideration is given to the following
detailed description thereof. Such description makes reference to the annexed
5 drawings wherein:
[013] FIG. 1, illustrates a schematic diagram of a system converting message
into audible notification for notifying financial transactions on a user device
and method thereof, in accordance with an embodiment of the present
invention.
10 [014] FIG. 2, illustrates various hardware implemented with system converting
message into audible notification for notifying financial transactions on a user
device and method thereof, in accordance with an embodiment of the present
invention
DETAILED DESCRIPTION OF THE INVENTION
15 [015] While the present invention is described herein by way of example using
embodiments and illustrative drawings, those skilled in the art will recognize
that the invention is not limited to the embodiments of drawing or drawings
described and are not intended to represent the scale of the various
components. Further, some components that may form a part of the invention
20 may not be illustrated in certain figures, for ease of illustration, and such
omissions do not limit the embodiments outlined in any way. It should be
understood that the drawings and detailed description thereto are not intended
to limit the invention to the particular form disclosed, but on the contrary, the
invention is to cover all modifications, equivalents, and alternatives falling
25 within the scope of the present invention as defined by the appended claims.
6
As used throughout this description, the word "may" is used in a permissive
sense (i.e. meaning having the potential to), rather than the mandatory sense,
(i.e. meaning must). Further, the words "a" or "an" mean "at least one” and the
word “plurality” means “one or more” unless otherwise mentioned.
5 Furthermore, the terminology and phraseology used herein is solely used for
descriptive purposes and should not be construed as limiting in scope.
Language such as "including," "comprising," "having," "containing," or
"involving," and variations thereof, is intended to be broad and encompass the
subject matter listed thereafter, equivalents, and additional subject matter not
10 recited, and is not intended to exclude other additives, components, integers
or steps. Likewise, the term "comprising" is considered synonymous with the
terms "including" or "containing" for applicable legal purposes. Any discussion
of documents, acts, materials, devices, articles and the like is included in the
specification solely for the purpose of providing a context for the present
15 invention. It is not suggested or represented that any or all of these matters
form part of the prior art base or were common general knowledge in the field
relevant to the present invention.
[016] In this disclosure, whenever a composition or an element or a group of
elements is preceded with the transitional phrase “comprising”, it is
20 understood that we also contemplate the same composition, element or group
of elements with transitional phrases “consisting of”, “consisting”, “selected
from the group of consisting of, “including”, or “is” preceding the recitation of
the composition, element or group of elements and vice versa.
[017] The present invention is described hereinafter by various embodiments
25 with reference to the accompanying drawings, wherein reference numerals
7
used in the accompanying drawing correspond to the like elements throughout
the description. This invention may, however, be embodied in many different
forms and should not be construed as limited to the embodiment set forth
herein. Rather, the embodiment is provided so that this disclosure will be
5 thorough and complete and will fully convey the scope of the invention to those
skilled in the art. In the following detailed description, numeric values and
ranges are provided for various aspects of the implementations described.
These values and ranges are to be treated as examples only and are not
intended to limit the scope of the claims. In addition, a number of materials are
10 identified as suitable for various facets of the implementations. These
materials are to be treated as exemplary and are not intended to limit the
scope of the invention.
[018] Referring now to the drawings, these are illustrated in FIG. 1, the present
invention discloses a system converting message into audible notification for
15 notifying financial transactions on a user device and method thereof. The
system is comprised of, but not limited to, a memory unit to store financial
transactions values in real-time communication; a processing unit, wherein the
memory unit is disposed in communication with the processing unit and storing
processor executable instructions, the instructions comprising instructions to:
20 a first payment interface for facilitating a user to do financial transactions; a
second interface for providing an audible notification for notifying financial
transactions done by the user and for the user by the other user on the user
device.
8
[019] In accordance with another embodiment of the present invention, the
second interface is configured to convert a received message into an audible
sound by using a converting unit provided on the user device.
[020] In accordance with another embodiment of the present invention, the
5 user is divided into a sender while sending the payment through first interface
and a receiver while receiving the payment through first interface. Further, the
received message is generated while the user does the financial transaction
by using the first payment interface.
[021] In accordance with another embodiment of the present invention, the
10 converting unit is configured to act as an interface between the first payment
interface and the second interface. Further, the first payment interface and the
second interface are configured to install on the same user device.
[022] In accordance with another embodiment of the present invention, the
processing unit is configured with the user device and on receiving the
15 message, generates a broadcast which is transferred to each installed
interfaces, only interface with receiver specified broadcast shall be activated
for notification generation.
[023] In accordance with another embodiment of the present invention, the
second interface is configured to receive the broadcast, and gets active,
20 receive the information, verifies the message sender’s information by
capturing the amount, type of transaction (credited or debited) using regular
expression from the message and send the above information to an audio
generator to generate the audio notification.
[024] In accordance with another embodiment of the present invention, the
25 audio generator is text to speech generator, which receive information from
9
the received message in conjunction with the first payment interface and
arrange it and convert to audio in a pre-defined layout.
[025] In accordance with another embodiment of the present invention, the
processing unit, memory unit, the first payment interface and the second
5 interface, all are connected with each other by a general computer server or
cloud-based server architecture.
[026] Further, the exemplary computer system for implementing various
embodiments consistent with the present disclosure, which may be used for
implementing a system converting message into audible notification for
10 notifying financial transactions on a user device and method thereof.
Computer system may comprise a central processing unit (“CPU” or
“processor”). Processor may comprise at least one data processor for
executing program components for executing user or system-generated
requests. A user may include a person, a person using a device such as such
15 as those included in this disclosure, or such a device itself. The processor may
include specialized processing units such as integrated system (bus)
controllers, memory management control units, floating point units, graphics
processing units, digital signal processing units, etc. The processor may
include a microprocessor, such as AMD Athlon, Duron or Opteron, ARM’s
20 application, embedded or secure processors, IBM PowerPC, Intel’s Core,
Itanium, Xeon, Celeron or other line of processors, etc. The processor may be
implemented using mainframe, distributed processor, multi-core, parallel, grid,
or other architectures. Some embodiments may utilize embedded
technologies like application-specific integrated circuits (ASICs), digital signal
25 processors (DSPs), Field Programmable Gate Arrays (FPGAs), etc.
10
[027] Processor may be disposed in communication with one or more
input/output (I/O) devices via I/O interfaces. The I/O interfaces may employ
communication protocols/methods such as, without limitation, audio, analog,
digital, monoaural, RCA, stereo, IEEE-1394, serial bus, universal serial bus
5 (USB), infrared, PS/2, BNC, coaxial, component, composite, digital visual
interface (DVI), high-definition multimedia interface (HDMI), RF antennas, SVideo, VGA, IEEE 802.n /b/g/n/x, Bluetooth, cellular (e.g., code-division
multiple access (CDMA), high-speed packet access (HSPA+), global system
for mobile communications (GSM), long-term evolution (LTE), WiMax, or the
10 like), etc.
[028] In some embodiments, the processor may be disposed in
communication with one or more memory devices (e.g., RAM, ROM, etc.) via
a storage interface. The storage interface may connect to memory devices
including, without limitation, memory drives, removable disc drives, etc.,
15 employing connection protocols such as serial advanced technology
attachment (SATA), integrated drive electronics (IDE), IEEE-1394, universal
serial bus (USB), fiber channel, small computer systems interface (SCSI), etc.
The memory drives may further include a drum, magnetic disc drive, magnetooptical drive, optical drive, redundant array of independent discs (RAID), solid20 state memory devices, solid-state drives, etc. The memory devices may store
a collection of program or database components, including, without limitation,
an operating system, user interface application, web browser, mail server, mail
client, user/application data(e.g., any data variables or data records discussed
in this disclosure), etc. The operating system may facilitate resource
25 management and operation of the computer system. Examples of operating
11
systems include, without limitation, Apple Macintosh OS X, Unix, Unix-like
system distributions (e.g., Berkeley Software Distribution (BSD), FreeBSD,
NetBSD, OpenBSD, etc.), Linux distributions (e.g., Red Hat, Ubuntu, Kubuntu,
etc.), IBM OS/2, Microsoft Windows, Apple iOS, Google Android, Blackberry
5 OS, or the like.
[029] The word “module,” “model” “algorithms” and the like as used herein,
refers to logic embodied in hardware or firmware, or to a collection of software
instructions, written in a programming language, such as, for example, Java,
C, Python or assembly. One or more software instructions in the modules may
10 be embedded in firmware, such as an EPROM. It will be appreciated that
modules may comprised connected logic units, such as gates and flip-flops,
and may comprise programmable units, such as programmable gate arrays or
processors. The modules described herein may be implemented as either
software and/or hardware modules and may be stored in any type of
15 computer-readable medium or other computer storage device. Further, in
various embodiments, the processor is one of, but not limited to, a generalpurpose processor, an application specific integrated circuit (ASIC) and a fieldprogrammable gate array (FPGA) processor. Furthermore, the data repository
may be a cloud-based storage or a hard disk drive (HDD), Solid state drive
20 (SSD), flash drive, ROM or any other data storage means.
[030] It is to be understood that the above description is intended to be
illustrative, and not restrictive. For example, the above-discussed
embodiments may be used in combination with each other. Many other
embodiments will be apparent to those of skill in the art upon reviewing the
25 above description.
12
[031] The benefits and advantages which may be provided by the present
invention have been described above with regard to specific embodiments.
These benefits and advantages, and any elements or limitations that may
cause them to occur or to become more pronounced are not to be construed
5 as critical, required, or essential features of any or all of the embodiments.
[032] While the present invention has been described with reference to
particular embodiments, it should be understood that the embodiments are
illustrative and that the scope of the invention is not limited to these
embodiments. Many variations, modifications, additions and improvements to
10 the embodiments described above are possible. It is contemplated that these
variations, modifications, additions and improvements fall within the scope of
the invention.

We Claim:
1. A system converting message into audible notification for notifying financial
transactions on a user device, comprising:
a memory unit to store financial transactions values in real-time communication;
5 a processing unit, wherein the memory unit is disposed in communication with
the processing unit and storing processor executable instructions, the
instructions comprising instructions to:
a first payment interface for facilitating a user to do financial transactions;
a second interface for providing an audible notification for notifying financial
10 transactions done by the user and for the user by the other user on the user
device.
2. The system as claimed in claim 1, wherein the second interface is configured
to convert a received message into an audible sound by using a converting unit
provided on the user device.
15 3. The system as claimed in claim 1, wherein the user is divided into a sender
while sending the payment through first interface and a receiver while receiving
the payment through first interface.
4. The system as claimed in claim 1, wherein the received message is generated
while the user does the financial transaction by using the first payment
20 interface.
14
5. The system as claimed in claim 1, wherein the converting unit is configured to
act as an interface between the first payment interface and the second
interface.
6. The system as claimed in claim 1, wherein the first payment interface and the
5 second interface are configured to install on the same user device.
7. The system as claimed in claim 1, wherein the processing unit is configured
with the user device and on receiving the message, generates a broadcast
which is transferred to each installed interfaces, only interface with receiver
specified broadcast shall be activated for notification generation.
10 8. The system as claimed in claim 1, wherein the second interface is configured
to receive the broadcast, and gets active, receive the information, verifies the
message sender’s information by capturing the amount, type of transaction
(credited or debited) using regular expression from the message and send the
above information to an audio generator to generate the audio notification.
15 9. The system as claimed in claim 1, wherein the audio generator is text to speech
generator, which receive information from the received message in conjunction
with the first payment interface and arrange it and convert to audio in a predefined layout.
15
10.The system as claimed in claim 1, wherein the processing unit, memory unit,
the first payment interface and the second interface, all are connected with each
other by a general computer server or cloud based server architecture.