Claims:We Claim:
1. A method comprising:
a. receiving, at a Radio Frequency (RF) reader, a transaction request from an RF Transaction device.
b. searching the RF transaction device to determine if at least one of the first data set or a second data set is available for use in connection with the transaction request;
c. receiving an add request from the RF transaction device to add the second data set to the RF transaction device
d. allocating a second data storage area on the RF transaction device in response to the add request from the RF transaction device and in response to an issuer system indicating that the first data set is available
e. receiving, at the RF reader, the second data set from a point of interaction terminal of the merchant system.
f. adding, by the RF reader, the second data set to the RF transaction device in the second data storage area.
2. The method of claim 1, wherein displaying a message on a user interface of the RF Identification (RFID) reader in response to the second data set not being available.
3. The method of claim 1, wherein storing a first transaction device account code in the first data storage area and storing a second transaction device account code in the second data storage area.
4. The method of claim 2, wherein receiving the add request in response to the displaying the message on the RFID reader user interface.
5. The method of claim 1, wherein at least one of the first data set or the second data set includes healthcare information to facilitate a healthcare transaction.
6. The method of claim 1, wherein enrolling the first data set owner and the second data set owner in multiple transaction accounts on the RF transaction device.
, Description:Technical Field of the Invention
This invention generally relates to systems and methods for storing and accessing personal information on a Radio Frequency (RF) transponder, more specifically, to storing and accessing healthcare information.
Background of the Invention
Electronic healthcare systems provide many challenges. For example, oftentimes, physicians and hospitals use computer systems for billing, while they use manual filing systems for tracking medical records. Therefore, information can be lost, mislaid, or inputted incorrectly for billing purposes. Recently, different software systems, such as Care Revolution by Electronic Healthcare Systems, have provided single point-of-care products that provide one database for both billing and medical information.
Nevertheless, medical and billing information must still be transferred from the patients to the physicians manually. Further, with patients moving and increased traveling, often the patient may not have all his medical information in one place and/or on hand when he needs medical attention. While current healthcare systems allow information to be maintained and held by the healthcare provider, it is desirable for such information to be portable and held with the patent instead.
Having the proper patient medical history has been shown to improve medical care and reduce medical errors. Further, improvements in health information technology have been estimated to produce savings of up to ten percent. Therefore, there is a need for a portable device for healthcare information.
Object of the Invention
The object of the present invention is to includes a system and method for facilitating a healthcare transaction an RF transponder system configured to store different healthcare information in different storage areas on a database.

Summary of the Invention
In one exemplary embodiment the invention provides an RFID reader as a free standing or a computer implemented device. In another embodiment, biometric security measures are used in conjunction with the transponder system. The biometric security measures include pre-registration of biometric information and proffering biometric samples at biometric sensors configured with the transponder system.
In another exemplary embodiment, the transponder system communicates with one or more third-party healthcare providers to facilitate the transfer of healthcare and personal information. In another embodiment, the transponder system is configured with a GPS device to monitor and track locational information to provide local healthcare information and services.
These features and other advantages of the system and method, as well as the structure and operation of various exemplary embodiments of the system and method, are described below.
Brief Description of Drawings
FIG. 1 is a schematic illustration of an exemplary fob in accordance with the present invention;
Detailed Description of Invention
FIG. 1 illustrates a block diagram of the many functional blocks of an exemplary fob in accordance with the present invention may be a which may be presented by the user to facilitate an exchange of personal information such as medical information for facilitating healthcare services. As described herein, by way of example, which may be presented for facilitating healthcare payment and/or services.

may include an antenna for receiving an interrogation signal from via. Fob antenna may be in communication with a transponder. In one exemplary embodiment, transponder may be a 13.56 MHz transponder compliant with the ISO/IEC standard, and antenna may be of the 13 MHz variety. The transponder may be in communication with a transponder compatible modulator/demodulator configured to receive the signal from transponder and configured to modulate the signal into a format readable by any later connected circuitry. Further, modulator/demodulator may be configured to format a signal received from the later connected circuitry in a format compatible with transponder for transmitting to RFID reader via antenna. For example, where transponder is of the 13.56 MHz variety, modulator/demodulator may be ISO/IEC 14443-2 compliant.
Modulator/demodulator may be coupled to a protocol/sequence controller for facilitating control of the authentication of the signal provided by RFID reader, and for facilitating control of the sending of fob account number and/or another user information. In this regard, protocol/sequence controller may be any suitable digital or logic driven circuitry capable of facilitating determination of the sequence of operation for fob inner circuitry. For example, protocol/sequence controller may be configured to determine whether the signal provided by RFID reader is authenticated, and thereby providing to RFID reader the account number stored on fob.
Protocol/sequence controller may be further in communication with authentication circuitry for facilitating authentication of the signal provided by RFID reader. Authentication circuitry may be further in communication with a non-volatile secure memory database. Secure memory database may be any suitable elementary file system such as that defined by ISO/IEC 7816-4 or any other elementary file system allowing a lookup of data to be interpreted by the application on the chip.