1. A method for generating bank account statements on a blockchain-based platform, the method comprising: receiving transaction data from one or more bank accounts associated with a user; validating the transaction data using a blockchain-based validation system; recording the validated transaction data on the blockchain, with each transaction assigned a unique identifier; generating a digital account statement based on the recorded transaction data; encrypting the digital account statement using a blockchain-based encryption system; assigning a unique identifier to the encrypted digital account statement and storing the identifier on the blockchain; providing the user with access to the encrypted digital account statement through a secure login process; enabling the user to decrypt and view the digital account statement using a blockchain-based decryption system; and enabling the user to export the digital account statement to other formats or systems.

2. The method of claim 1, wherein the blockchain-based platform enables easy reconciliation of transactions between multiple bank accounts, reducing the risk of errors associated with manual reconciliation.

3. The method of claim 1, wherein the blockchain-based platform enables the creation of a comprehensive digital record of all account activity, providing a clear audit trail for compliance purposes.

4. The method of claim 1, wherein the blockchain-based platform enables the automatic execution of compliance checks, ensuring that all transactions comply with applicable regulations and laws.

5. The method of claim 1, wherein the blockchain-based platform enables the automatic generation and delivery of account statements based on predefined schedules or events, using smart contracts. 6 A system for generating bank account statements on a blockchain-based platform, the system comprising: a data receiver for receiving transaction data from one or more bank accounts associated with a user; a blockchain-based validation system for validating the transaction data and recording the validated data on the blockchain, with each transaction assigned a unique identifier; a digital account statement generator for generating a digital account statement based on the recorded transaction data; a blockchain-based encryption system for encrypting the digital account statement and assigning a unique identifier to the encrypted statement, which is stored on the blockchain; a secure login system for providing the user with access to the encrypted digital account statement; a blockchain-based decryption system for enabling the user to decrypt and view the digital account statement; and an export system for enabling the user to export the digital account statement to pre-set formats.

7. The system of claim 6, wherein the automatic data retrieval is performed in real-time, ensuring that the master account statement reflects the most current account balances and transaction activity.

8. The system of claim 6, wherein the master account statement is customizable, allowing for filtering and sorting of transactions by date range, transaction type, or other relevant criteria.

9. The system of claim 6, further comprising support for multiple currencies, allowing for easy tracking and reconciliation of accounts with different currencies.

10. The system of claim 6, further comprising an audit trail function to maintain a clear record of all changes made to the master account statement.   TECHNIQUE FOR CUSTOMIZED ACCOUNT STATEMENT GENERATION Abstract The present invention relates to generating bank account statements on a blockchain-based platform. The method may involve the step of receiving transaction data from one or more bank accounts that are linked with a user. Employing a validation system based on a blockchain. In certain implementations, the confirmed transaction data may be recorded on the blockchain, and a distinct identification may be assigned to each transaction individually. In some implementations, a digital account statement can be produced automatically based on the data from the transactions that have been logged. Moreover, embodiments may comprise encrypting the digital account statement using an encryption method that is based on blockchain technology. Assigning a one-of-a-kind identification to the encrypted digital account statement . Moreover, embodiments can comprise giving the user access to the encrypted digital account statement by means of a safe login procedure. Fig. 1 , C , Claims:Claims :

1. A method for generating bank account statements on a blockchain-based platform, the method comprising: receiving transaction data from one or more bank accounts associated with a user; validating the transaction data using a blockchain-based validation system; recording the validated transaction data on the blockchain, with each transaction assigned a unique identifier; generating a digital account statement based on the recorded transaction data; encrypting the digital account statement using a blockchain-based encryption system; assigning a unique identifier to the encrypted digital account statement and storing the identifier on the blockchain; providing the user with access to the encrypted digital account statement through a secure login process; enabling the user to decrypt and view the digital account statement using a blockchain-based decryption system; and enabling the user to export the digital account statement to other formats or systems.

2. The method of claim 1, wherein the blockchain-based platform enables easy reconciliation of transactions between multiple bank accounts, reducing the risk of errors associated with manual reconciliation.

3. The method of claim 1, wherein the blockchain-based platform enables the creation of a comprehensive digital record of all account activity, providing a clear audit trail for compliance purposes.

4. The method of claim 1, wherein the blockchain-based platform enables the automatic execution of compliance checks, ensuring that all transactions comply with applicable regulations and laws.

5. The method of claim 1, wherein the blockchain-based platform enables the automatic generation and delivery of account statements based on predefined schedules or events, using smart contracts. 6 A system for generating bank account statements on a blockchain-based platform, the system comprising: a data receiver for receiving transaction data from one or more bank accounts associated with a user; a blockchain-based validation system for validating the transaction data and recording the validated data on the blockchain, with each transaction assigned a unique identifier; a digital account statement generator for generating a digital account statement based on the recorded transaction data; a blockchain-based encryption system for encrypting the digital account statement and assigning a unique identifier to the encrypted statement, which is stored on the blockchain; a secure login system for providing the user with access to the encrypted digital account statement; a blockchain-based decryption system for enabling the user to decrypt and view the digital account statement; and an export system for enabling the user to export the digital account statement to pre-set formats.

7. The system of claim 6, wherein the automatic data retrieval is performed in real-time, ensuring that the master account statement reflects the most current account balances and transaction activity.

8. The system of claim 6, wherein the master account statement is customizable, allowing for filtering and sorting of transactions by date range, transaction type, or other relevant criteria.

9. The system of claim 6, further comprising support for multiple currencies, allowing for easy tracking and reconciliation of accounts with different currencies.

10. The system of claim 6, further comprising an audit trail function to maintain a clear record of all changes made to the master account statement.

Description:TECHNIQUE FOR CUSTOMIZED ACCOUNT STATEMENT GENERATION
Field of the Invention
[0001] The present invention relates generally to banking and finances. More particularly, the system and method for generating bank account statements on a blockchain-based platform.
Background
[0002] The background description includes information that may be useful in understanding the present invention. It is not an admission that any of the information provided herein is prior art or relevant to the presently claimed invention, or that any publication specifically or implicitly referenced is prior art.
[0003] A bank account statement is a summary of all transactions that have occurred within a specific period of time, typically a month. It is a document provided by a financial institution that provides an account holder with details of all deposits, withdrawals, and other transactions that have taken place during that period. Bank account statements are important financial documents that allow account holders to monitor their account activity and ensure that all transactions have been recorded accurately. They can be used to reconcile account balances, track spending, and identify potential fraud or errors.
[0004] Bank account statement generation is an important process in the financial sector, as it provides customers with a record of their account activity over a specific period of time. Bank account statements typically include details such as account balances, transaction history, interest earned, fees charged, and other relevant information. In the past, bank account statements were generated manually, which was a time-consuming and error-prone process. However, with the advent of technology, banks and other financial institutions have adopted automated systems to generate account statements more efficiently. The process of generating bank account statements involves collecting transaction data from multiple sources, such as ATM transactions, debit card transactions, online banking transactions, and others. This data is then organized, processed, and presented in a format that is easily understood by the account holder. In recent years, significant advancements have been made in the generation of customized account statement generation. Exemplary documents are discussed below.
[0005] The DE69736074T2 (by: L. William Palo Alto POWAR) consists of a secure interactive electronic account statement delivery system suitable for use over open networks such as the Internet. The invention utilizes a certification hierarchy to ensure that electronic bills, invoices, and other account statements can be securely sent over open networks. The participants in the system are a certification authority, certificated banks, billers, and customers. The certification authority grants digital certificates to the certificated banks, which in turn grant digital certificates to billers and customers. Digital certificates form the basis for encryption and authentication of network communications, using public and private keys. The certificates associate a customer and biller with a certificated bank and with the electronic billing system, much like payment cards associate a customer with a payment card issuer and a particular payment card system. Digital signatures are used for authentication and non-repudiation. The certificates may be stored as digital data on storage media of a customer's or biller's computer system, or may be contained in integrated circuit or chip cards physically issued to billers and customers. The electronic bill itself may be a simple text message containing the equivalent of summary information for the bill, or may be more elaborate. In one embodiment of the invention, the electronic bill contains a number of embedded links, for example an embedded URL of a biller's world wide web server that allows the customer to interactively bring up detailed billing information by activating the link. The e-mail message may also include links to third party websites.
[0006] The AU2012202173B2 (by: Castle Bookkeeping Wizard Pty Ltd) relates to a system for processing a transaction document including one or more financial transaction entries, including a record generation subsystem having data processing means configured to a) receive or generate a complete character string characterizing the financial transaction entries displayed on the document; b) analyze each complete character string to identify known transaction identifiers used in financial transactions; c) analyse each complete character string to identify transaction data strings associated with each identified transaction character string; and d) store transaction data, including the transaction character strings and associated transaction data strings, for each single financial transaction in a database.
[0007] The WO1998015925A2 (by: Visa International Service Association) relates to an electronic statement presentment (ESP) system replaces the preparation and mailing of paper statements and invoices from a biller with electronic delivery. Electronic statements have the same look as paper statements as well as including video, audio, graphics, and custom enclosures. Statements are segmented into mandatory and optional components to minimize download time. The ESP system operates independently or is an enhancement to any suitable electronic bill payment system. A central switch computer coordinates template storage, validation, routing and message passing between billers, workstations and consumer financial institutions (CFI). A template authoring workstation (TAWS) creates a template of static biller information to serve as a basis for the electronic statement. The template is stored in a template library at the switch. The switch validates the template by sending it to a template validation workstation (TVAL). Batches of customer statement data are sent from a biller's legacy invoicing system to a statement origination workstation (SORG) along with a template identifier. The switch sends the template to the SORG where the customer data is validated by comparison to the template identified. The batch of customer statement data is sorted by a statement generation workstation (SGEN) identifier associated with each customer record. The sorted batches are sent to the switch where they are routed to the appropriate SGEN based upon the SGEN identifier. Each SGEN generates an electronic statement for each customer from the statement data and the appropriate template. A CFI associated with each SGEN delivers each electronic statement to the appropriate customer using a customer identifier in the statement data and uses any chosen medium.

Summary
[0008] The following presents a simplified summary of various aspects of this disclosure in order to provide a basic understanding of such aspects. This summary is not an extensive overview of all contemplated aspects, and is intended to neither identify key or critical elements nor delineate the scope of such aspects. Its purpose is to present some concepts of this disclosure in a simplified form as a prelude to the more detailed description that is presented later.
[0009] The following paragraphs provide additional support for the claims of the subject application.
[00010] The present invention relates generally to banking and finances. More particularly, the system and method for generating bank account statements on a blockchain-based platform.
[00011] Embodiments of the present disclosure may include a method for generating bank account statements on a blockchain-based platform, wherein the method includes receiving transaction data from one or more bank accounts associated with a user. Embodiments may also include validating the transaction data using a blockchain-based validation system. Embodiments may also include recording the validated transaction data on the blockchain, with each transaction assigned a unique identifier.
[00012] Embodiments may also include generating a digital account statement based on the recorded transaction data. Embodiments may also include encrypting the digital account statement using a blockchain-based encryption system. Embodiments may also include assigning a unique identifier to the encrypted digital account statement and storing the identifier on the blockchain.
[00013] Embodiments may also include providing the user with access to the encrypted digital account statement through a secure login process. Embodiments may also include enabling the user to decrypt and view the digital account statement using a blockchain-based decryption system. Embodiments may also include enabling the user to export the digital account statement to other formats or systems.
[00014] In some embodiments, the blockchain-based platform enables easy reconciliation of transactions between multiple bank accounts, reducing the risk of errors associated with manual reconciliation. In some embodiments, the blockchain-based platform enables the creation of a comprehensive digital record of all account activity, providing a clear audit trail for compliance purposes.
[00015] In some embodiments, the blockchain-based platform enables the automatic execution of compliance checks, ensuring that all transactions comply with applicable regulations and laws. In some embodiments, the blockchain-based platform enables the automatic generation and delivery of account statements based on predefined schedules or events, using smart contracts. Embodiments may also include a system for generating bank account statements on a blockchain-based platform, including a data receiver for receiving transaction data from one or more bank accounts associated with a user.
[00016] Embodiments may also include a blockchain-based validation system for validating the transaction data and recording the validated data on the blockchain, with each transaction assigned a unique identifier. Embodiments may also include a digital account statement generator for generating a digital account statement based on the recorded transaction data.
[00017] Embodiments may also include a blockchain-based encryption system for encrypting the digital account statement and assigning a unique identifier to the encrypted statement, which may be stored on the blockchain. Embodiments may also include a secure login system for providing the user with access to the encrypted digital account statement. Embodiments may also include a blockchain-based decryption system for enabling the user to decrypt and view the digital account statement. Embodiments may also include an export system for enabling the user to export the digital account statement to pre-set formats.
[00018] In some embodiments, the automatic data retrieval may be performed in real-time, ensuring that the master account statement reflects the most current account balances and transaction activity. In some embodiments, the master account statement may be customizable, allowing for filtering and sorting of transactions by date range, transaction type, or other relevant criteria.
[00019] In some embodiments, the system may include support for multiple currencies, allowing for easy tracking and reconciliation of accounts with different currencies. In some embodiments, the system may include an audit trail function to maintain a clear record of all changes made to the master account statement.
Brief Description of the Drawings
[00020] The features and advantages of the present disclosure would be more clearly understood from the following description taken in conjunction with the accompanying drawings in which:
[00021] FIG. 1A is a flowchart illustrating a method for generating bank account statements on a blockchain-based platform, according to some embodiments of the present disclosure.
[00022] Figure 1B is a flowchart extending from figure 1A and further illustrating the method for generating bank account statements on a blockchain-based platform, according to some embodiments of the present disclosure.
Detailed Description
[00023] In the following detailed description of the invention, reference is made to the accompanying drawings that form a part hereof, and in which is shown, by way of illustration, specific embodiments in which the invention may be practiced. In the drawings, like numerals describe substantially similar components throughout the several views. These embodiments are described in sufficient detail to claim those skilled in the art to practice the invention. Other embodiments may be utilized and structural, logical, and electrical changes may be made without departing from the scope of the present invention. The following detailed description is, therefore, not to be taken in a limiting sense, and the scope of the present invention is defined only by the appended claims and equivalents thereof.
[00024] The use of the terms “a” and “an” and “the” and “at least one” and similar referents in the context of describing the invention (especially in the context of the following claims) are to be construed to cover both the singular and the plural, unless otherwise indicated herein or clearly contradicted by context. The use of the term “at least one” followed by a list of one or more items (for example, “at least one of A and B”) is to be construed to mean one item selected from the listed items (A or B) or any combination of two or more of the listed items (A and B), unless otherwise indicated herein or clearly contradicted by context. The terms “comprising,” “having,” “including,” and “containing” are to be construed as open-ended terms (i.e., meaning “including, but not limited to,”) unless otherwise noted. Recitation of ranges of values herein are merely intended to serve as a shorthand method of referring individually to each separate value falling within the range, unless otherwise indicated herein, and each separate value is incorporated into the specification as if it were individually recited herein. All methods described herein can be performed in any suitable order unless otherwise indicated herein or otherwise clearly contradicted by context. The use of any and all examples, or exemplary language (e.g., “such as”) provided herein, is intended merely to better illuminate the invention and does not pose a limitation on the scope of the invention unless otherwise claimed. No language in the specification should be construed as indicating any non-claimed element as essential to the practice of the invention.
[00025] The present invention relates generally to banking and finances. More particularly, the system and method for generating bank account statements on a blockchain-based platform. FIGS. 1A to 1B are flowcharts that describe a method for generating bank account statements on a blockchain-based platform, according to some embodiments of the present disclosure. In some embodiments, at 102, the method may include receiving transaction data from one or more bank accounts associated with a user. At 104, the method may include validating the transaction data using a blockchain-based validation system. At 106, the method may include recording the validated transaction data on the blockchain, with each transaction assigned a unique identifier. At 108, the method may include generating a digital account statement based on the recorded transaction data.
[00026] In some embodiments, at 110, the method may include encrypting the digital account statement using a blockchain-based encryption system. At 112, the method may include assigning a unique identifier to the encrypted digital account statement and storing the identifier on the blockchain. At 114, the method may include providing the user with access to the encrypted digital account statement through a secure login process. At 116, the method may include enabling the user to decrypt and view the digital account statement using a blockchain-based decryption system. At 118, the method may include enabling the user to export the digital account statement to other formats or systems.
[00027] In some embodiments, the blockchain-based platform may enable easy reconciliation of transactions between multiple bank accounts, reducing the risk of errors associated with manual reconciliation. In some embodiments, the blockchain-based platform may enable the creation of a comprehensive digital record of all account activity, providing a clear audit trail for compliance purposes. In some embodiments, the blockchain-based platform may enable the automatic execution of compliance checks, ensuring that all transactions comply with applicable regulations and laws.
[00028] In some embodiments, the blockchain-based platform may enable the automatic generation and delivery of account statements based on predefined schedules or events, using smart contracts. In some embodiments, the blockchain-based platform may comprise a data receiver for receiving transaction data from one or more bank accounts associated with a user.
[00029] In some embodiments, a blockchain-based validation system for validating the transaction data and recording the validated data on the blockchain, with each transaction assigned a unique identifier. A digital account statement generator for generating a digital account statement based on the recorded transaction data. A secure login system for providing the user with access to the encrypted digital account statement. A blockchain-based decryption system for enabling the user to decrypt and view the digital account statement. An export system for enabling the user to export the digital account statement to pre-set formats.
[00030] In some embodiments, the automatic data retrieval may be performed in real-time, ensuring that the master account statement reflects the most current account balances and transaction activity. In some embodiments, the master account statement may be customizable, allowing for filtering and sorting of transactions by date range, transaction type, or other relevant criteria. In some embodiments, the system, further comprising support for multiple currencies, allowing for easy tracking and reconciliation of accounts with different currencies. In some embodiments, the system, further comprising an audit trail function to maintain a clear record of all changes made to the master account statement.
[00031] Embodiments of the present disclosure may include a method for generating bank account statements on a blockchain-based platform, including receiving transaction data from one or more bank accounts associated with a user. Embodiments may also include validating the transaction data using a blockchain-based validation system. Embodiments may also include recording the validated transaction data on the blockchain, with each transaction assigned a unique identifier.
[00032] Embodiments may also include generating a digital account statement based on the recorded transaction data. Embodiments may also include encrypting the digital account statement using a blockchain-based encryption system. Embodiments may also include assigning a unique identifier to the encrypted digital account statement and storing the identifier on the blockchain.
[00033] Embodiments may also include providing the user with access to the encrypted digital account statement through a secure login process. Embodiments may also include enabling the user to decrypt and view the digital account statement using a blockchain-based decryption system. Embodiments may also include enabling the user to export the digital account statement to other formats or systems.
[00034] In some embodiments, the blockchain-based platform enables easy reconciliation of transactions between multiple bank accounts, reducing the risk of errors associated with manual reconciliation. In some embodiments, the blockchain-based platform enables the creation of a comprehensive digital record of all account activity, providing a clear audit trail for compliance purposes.
[00035] In some embodiments, the blockchain-based platform enables the automatic execution of compliance checks, ensuring that all transactions comply with applicable regulations and laws. In some embodiments, the blockchain-based platform enables the automatic generation and delivery of account statements based on predefined schedules or events, using smart contracts. Embodiments may also include a system for generating bank account statements on a blockchain-based platform, including a data receiver for receiving transaction data from one or more bank accounts associated with a user.
[00036] Embodiments may also include a blockchain-based validation system for validating the transaction data and recording the validated data on the blockchain, with each transaction assigned a unique identifier. Embodiments may also include a digital account statement generator for generating a digital account statement based on the recorded transaction data.
[00037] Embodiments may also include a blockchain-based encryption system for encrypting the digital account statement and assigning a unique identifier to the encrypted statement, which may be stored on the blockchain. Embodiments may also include a secure login system for providing the user with access to the encrypted digital account statement. Embodiments may also include a blockchain-based decryption system for enabling the user to decrypt and view the digital account statement. Embodiments may also include an export system for enabling the user to export the digital account statement to pre-set formats.
[00038] In some embodiments, the automatic data retrieval may be performed in real-time, ensuring that the master account statement reflects the most current account balances and transaction activity. In some embodiments, the master account statement may be customizable, allowing for filtering and sorting of transactions by date range, transaction type, or other relevant criteria.
[00039] In some embodiments, the system may include support for multiple currencies, allowing for easy tracking and reconciliation of accounts with different currencies. In some embodiments, the system may include an audit trail function to maintain a clear record of all changes made to the master account statement.
[00040] Example embodiments herein have been described above with reference to block diagrams and flowchart illustrations of methods and apparatuses. It will be understood that each block of the block diagrams and flowchart illustrations, and combinations of blocks in the block diagrams and flowchart illustrations, respectively, can be implemented by various means including hardware, software, firmware, and a combination thereof. For example, in one embodiment, each block of the block diagrams and flowchart illustrations, and combinations of blocks in the block diagrams and flowchart illustrations can be implemented by computer program instructions. These computer program instructions may be loaded onto a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions which execute on the computer or other programmable data processing apparatus create means for implementing the functions specified in the flowchart block or blocks.
[00041] Throughout the present disclosure, the term ‘processing means’ or ‘microprocessor’ or ‘processor’ or ‘processors’ includes, but is not limited to, a general purpose processor (such as, for example, a complex instruction set computing (CISC) microprocessor, a reduced instruction set computing (RISC) microprocessor, a very long instruction word (VLIW) microprocessor, a microprocessor implementing other types of instruction sets, or a microprocessor implementing a combination of types of instruction sets) or a specialized processor (such as, for example, an application specific integrated circuit (ASIC), a field programmable gate array (FPGA), a digital signal processor (DSP), or a network processor).
[00042] The term “non-transitory storage device” or “storage” or “memory,” as used herein relates to a random access memory, read only memory and variants thereof, in which a computer can store data or software for any duration.
[00043] Operations in accordance with a variety of aspects of the disclosure is described above would not have to be performed in the precise order described. Rather, various steps can be handled in reverse order or simultaneously or not at all.
[00044] While several implementations have been described and illustrated herein, a variety of other means and/or structures for performing the function and/or obtaining the results and/or one or more of the advantages described herein may be utilized, and each of such variations and/or modifications is deemed to be within the scope of the implementations described herein. More generally, all parameters, dimensions, materials, and configurations described herein are meant to be exemplary and that the actual parameters, dimensions, materials, and/or configurations will depend upon the specific application or applications for which the teachings is/are used. Those skilled in the art will recognize, or be able to ascertain using no more than routine experimentation, many equivalents to the specific implementations described herein. It is, therefore, to be understood that the foregoing implementations are presented by way of example only and that, within the scope of the appended claims and equivalents thereto, implementations may be practiced otherwise than as specifically described and claimed. Implementations of the present disclosure are directed to each individual feature, system, article, material, kit, and/or method described herein. In addition, any combination of two or more such features, systems, articles, materials, kits, and/or methods, if such features, systems, articles, materials, kits, and/or methods are not mutually inconsistent, is included within the scope of the present disclosure.

Claims
I/We Claim:
1. A method for generating bank account statements on a blockchain-based platform, the method comprising:
receiving transaction data from one or more bank accounts associated with a user;
validating the transaction data using a blockchain-based validation system;
recording the validated transaction data on the blockchain, with each transaction assigned a unique identifier;
generating a digital account statement based on the recorded transaction data;
encrypting the digital account statement using a blockchain-based encryption system;
assigning a unique identifier to the encrypted digital account statement and storing the identifier on the blockchain;
providing the user with access to the encrypted digital account statement through a secure login process;
enabling the user to decrypt and view the digital account statement using a blockchain-based decryption system; and
enabling the user to export the digital account statement to other formats or systems.

2. The method of claim 1, wherein the blockchain-based platform enables easy reconciliation of transactions between multiple bank accounts, reducing the risk of errors associated with manual reconciliation.

3. The method of claim 1, wherein the blockchain-based platform enables the creation of a comprehensive digital record of all account activity, providing a clear audit trail for compliance purposes.

4. The method of claim 1, wherein the blockchain-based platform enables the automatic execution of compliance checks, ensuring that all transactions comply with applicable regulations and laws.

5. The method of claim 1, wherein the blockchain-based platform enables the automatic generation and delivery of account statements based on predefined schedules or events, using smart contracts.

6 A system for generating bank account statements on a blockchain-based platform, the system comprising:
a data receiver for receiving transaction data from one or more bank accounts associated with a user;
a blockchain-based validation system for validating the transaction data and recording the validated data on the blockchain, with each transaction assigned a unique identifier;
a digital account statement generator for generating a digital account statement based on the recorded transaction data;
a blockchain-based encryption system for encrypting the digital account statement and assigning a unique identifier to the encrypted statement, which is stored on the blockchain;
a secure login system for providing the user with access to the encrypted digital account statement;
a blockchain-based decryption system for enabling the user to decrypt and view the digital account statement; and
an export system for enabling the user to export the digital account statement to pre-set formats.

7. The system of claim 6, wherein the automatic data retrieval is performed in real-time, ensuring that the master account statement reflects the most current account balances and transaction activity.

8. The system of claim 6, wherein the master account statement is customizable, allowing for filtering and sorting of transactions by date range, transaction type, or other relevant criteria.

9. The system of claim 6, further comprising support for multiple currencies, allowing for easy tracking and reconciliation of accounts with different currencies.

10. The system of claim 6, further comprising an audit trail function to maintain a clear record of all changes made to the master account statement.
 

TECHNIQUE FOR CUSTOMIZED ACCOUNT STATEMENT GENERATION
Abstract
The present invention relates to generating bank account statements on a blockchain-based platform. The method may involve the step of receiving transaction data from one or more bank accounts that are linked with a user. Employing a validation system based on a blockchain. In certain implementations, the confirmed transaction data may be recorded on the blockchain, and a distinct identification may be assigned to each transaction individually. In some implementations, a digital account statement can be produced automatically based on the data from the transactions that have been logged. Moreover, embodiments may comprise encrypting the digital account statement using an encryption method that is based on blockchain technology. Assigning a one-of-a-kind identification to the encrypted digital account statement . Moreover, embodiments can comprise giving the user access to the encrypted digital account statement by means of a safe login procedure.

Fig. 1 , C , Claims:Claims
I/We Claim:
1. A method for generating bank account statements on a blockchain-based platform, the method comprising:
receiving transaction data from one or more bank accounts associated with a user;
validating the transaction data using a blockchain-based validation system;
recording the validated transaction data on the blockchain, with each transaction assigned a unique identifier;
generating a digital account statement based on the recorded transaction data;
encrypting the digital account statement using a blockchain-based encryption system;
assigning a unique identifier to the encrypted digital account statement and storing the identifier on the blockchain;
providing the user with access to the encrypted digital account statement through a secure login process;
enabling the user to decrypt and view the digital account statement using a blockchain-based decryption system; and
enabling the user to export the digital account statement to other formats or systems.

2. The method of claim 1, wherein the blockchain-based platform enables easy reconciliation of transactions between multiple bank accounts, reducing the risk of errors associated with manual reconciliation.

3. The method of claim 1, wherein the blockchain-based platform enables the creation of a comprehensive digital record of all account activity, providing a clear audit trail for compliance purposes.

4. The method of claim 1, wherein the blockchain-based platform enables the automatic execution of compliance checks, ensuring that all transactions comply with applicable regulations and laws.

5. The method of claim 1, wherein the blockchain-based platform enables the automatic generation and delivery of account statements based on predefined schedules or events, using smart contracts.

6 A system for generating bank account statements on a blockchain-based platform, the system comprising:
a data receiver for receiving transaction data from one or more bank accounts associated with a user;
a blockchain-based validation system for validating the transaction data and recording the validated data on the blockchain, with each transaction assigned a unique identifier;
a digital account statement generator for generating a digital account statement based on the recorded transaction data;
a blockchain-based encryption system for encrypting the digital account statement and assigning a unique identifier to the encrypted statement, which is stored on the blockchain;
a secure login system for providing the user with access to the encrypted digital account statement;
a blockchain-based decryption system for enabling the user to decrypt and view the digital account statement; and
an export system for enabling the user to export the digital account statement to pre-set formats.

7. The system of claim 6, wherein the automatic data retrieval is performed in real-time, ensuring that the master account statement reflects the most current account balances and transaction activity.

8. The system of claim 6, wherein the master account statement is customizable, allowing for filtering and sorting of transactions by date range, transaction type, or other relevant criteria.

9. The system of claim 6, further comprising support for multiple currencies, allowing for easy tracking and reconciliation of accounts with different currencies.

10. The system of claim 6, further comprising an audit trail function to maintain a clear record of all changes made to the master account statement.