A method of managing funds between linked accounts, the linked accounts including a plurality of loan accounts and a plurality of deposit accounts The method includes the steps of: receiving deposit funds into one or more deposit or loan accounts; and moving the deposit funds to offset borrowings in the plurality of...

Embodiments relate to processing communication requests. An example method may include identifying a main account and configuring virtual user accounts. The method may also include configuring virtual transaction instruments, including linking each virtual transaction instrument to one of the virtual user accounts. ...