August 24, 2026 by Amit Kumar
Class 36 includes services relating to money, finance, investment, insurance, and real estate.
Services covered under this class generally include:
Classification principle: If the service involves the management, transfer, protection, or investment of money or property, it generally falls within Class 36.
As per the Nice Classification updates 2026, the following clarifications are particularly relevant to Class 36:
Digital wallets, cryptocurrency-related financial services, robo-advisory platforms, and buy-now-pay-later services are now more clearly classified in Class 36 when the financial function dominates.
Practical takeaway: Fintech providers should describe the financial service rather than the underlying technology to secure Class 36 protection.
The following services are excluded from Class 36, despite frequent misclassification:
Classification Data is based on the Latest Nice Classification at, https://www.wipo.int/en/web/classification-nice